Lamb & Associates Independent Financial Planning Ltd

01661 860438 

Unit 1 Meadowfield Court, Ponteland, Newcastle-upon-Tyne NE20 9SD

Lamb and Associates Independent Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. FCA number 782092. Financial Services Register number 624597.

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Why do we invest money?

Usually because we need to put it somewhere whilst we are not spending it, but whilst we are not spending it, the real value of our money is being eroded by inflation. A return to minimise this threat over the longer term is required and therefor...

Some years ago, a solicitor asked me to meet with their client who was concerned that he had been given poor financial advice. It turned out that he had been sold three mortgage endowments by three different advisers. I was happy to help and gave him an estimate for ou...

About seven years ago, I attended a meeting with 20 other financial advisers from around the UK.

Of the 20, my firm was the only one charging on a time cost basis. Everyone else relied on a percentage of the amount invested for their remuneration. The consensus was that...

It has been an interesting few weeks reading about how much money Neil Woodford has lost over the last few years, but the thing is, he hasn’t. His investors have lost money, he has made millions!

In 2018, his Equity Income fund returned -16.5%, and in the year before ac...

The Cambridge English Dictionary defines an industry as ‘the companies and activities involved in the process of producing goods for sale…’.

Insurance companies produce investment and protection products and investment houses create funds.  It therefore must be a basic...

I am going to address the issues within the financial services industry and how a genuine financial planner can be an invaluable asset.

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FROM ROI TO ROL : Return on Investment to Return on Life

December 10, 2018

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