On the first day of his A level Economics course (back in 1982) David Lamb was taught the economic definition of money:

‘Money is what money does’

Money is not something to be worshipped, its sole purpose is to provide you and your family with the lifestyle you desire and financial security.

People should invest money because they need to put it somewhere whilst they are not spending it and unfortunately whilst they are not spending it, inflation will be attacking it, therefore they need to get some form of return to counter this.

The amount of risk you should take is down to the individual, but your lifestyle cash flow analysis will indicate your wealth at death, and we would suggest, if you are never going to run out of money, why take a risk to get more and risk getting less?

If you need or want to take more risk, our detailed risk analysis process will help you quantify the level of risk you are willing to take and we will work with you to construct a portfolio which is intended to perform within your risk tolerances.